We understand the complexities that wealth brings, as well as the complications that can arise once the founding generation is no longer able to take an active role in providing direction and preserving a common family visio

Over 2,000 Investors and Families Served

There is the potential that the performance shown is a back test and not the result of real investment advice and trading. Data is provided for information purposes only and is not intended for trading purposes. Fixed income securities are subject to increased loss of principal during periods of rising interest rates.

Tip: Always ask a prospective advisor, "Do you operate as a fiduciary at all times?"

This and other important information are contained in the respective Fund prospectuses and summary prospectuses, which should be read carefully before investing. A significant percentage of the underlying investments in aggressive asset allocation portfolio investments have a higher-than-average risk exposure. International/global investing can involve special risks, such as political changes and currency fluctuations. Any forecasts contained herein are for illustrative purposes only, may be retirement income strategies based upon proprietary research and are developed through analysis of historical public data. You should not buy or sell an investment without first considering whether it is appropriate for your client’s portfolio. Products shown may have minimum account sizes or minimum investments which may preclude retail and non-high net worth investors from being able to invest in these products.

When Should You Work with a Fiduciary Financial Adviso

Once your plan is established, periodic reviews are required to ensure the plan continues to meet your goals. These inputs can help your professional advisors assist you in choosing the types of personal trusts, insurance and retirement income strategies other estate-planning tools that may best achieve your goals. Your Private Wealth Advisor, together with a private wealth strategist, works with your team of legal and tax advisors to identify an overall wealth transfer plan and the individual elements that may be needed to address your specific goals to help you create the legacy you envision. We understand the complexities that wealth brings, as well as the complications that can arise once the founding generation is no longer able to take an active role in providing direction and preserving a common family vision. When you want to share the benefits of your wealth with the people you care about, we will work with you to identify the right trust strategy to meet your needs and supports your family and future generations in a tax-efficient manner. Leaving a legacy is about passing on important values, helping heirs become effective stewards of wealth and implementing your vision for the future.

Education

Our goal is to provide clarity and confidence, so you can retire knowing your assets are working for you every step of retirement income strategies the way. Every strategy is tailored to your unique goals, income needs, and risk tolerance. Our commitment is to provide objective advice that prioritizes your financial well-bein

If giving is part of the legacy you hope to leave, our estate and wealth planning teams can help you define the most suitable approach for your family and the organizations you care about. Whether you give regularly during your lifetime or are considering a significant future gift, EP Wealth helps you explore charitable strategies that align with your values and financial priorities. Whether you’re working with an estate attorney or need a referral, our role is to provide clarity and help guide decisions with the full picture in mind. Our team helps you assess beneficiary designations, structure trusts to support long-term stewardship, and coordinate your documents with your goal

Frequently asked questions

Both methods can be valuable components of a retirement income strategy, offering tangible assets that appreciate over time. Real estate investments can provide a steady stream of retirement income through rental properties and real estate investment trusts (REITs). Dividend stocks offer the potential for capital appreciation and regular income through dividend

When we first opened our doors in 1969 in Ventura, California, we did so with the promise that we would always put the needs of our clients first. At John E. Peakes Insurance Agency Inc., we treat each and every client like a valued member of our family. Our experienced team will help you understand whether life insurance fits into your retirement strategy and how to structure it responsibly.

Why Asset Protection Starts with Exemptions

Putting assets in the plan shields them from lawsuits and judgments, even retirement income strategies if one files for bankruptcy. Those assets, in turn, enjoy protection from judgments. The asset protection not only works when you are making contributions, but also when you are withdrawing the funds during retirement.

Retirement Tax Benefits in Californ